We found out this afternoon that another family's offer was accepted over ours for the house. We ended up being one of seven offers and were in the top two today. The other family offered more "guarantee over appraisal" than we did by $1200. I was not willing to make us scrape by and personally find the whole thing unfair. We offered MORE than asking price and then had to offer CASH to the seller on top of that. We could have said more than we did but it would have meant bread and water for the next 4 months and I wasn't willing to do that.
Despite saying I wouldn't be upset, I am. Being the eternal pessimest has never failed me before and it has always protected my heart from major breakage. I should never have gotten my hopes up because now I feel like we'll never find another home like it. Oh well...we march on. Maybe to our own home, maybe to a rental home...who knows. All I know is that I don't think my heart (or my nervous stomach) can take this again.
Saturday, October 22, 2005
Friday, October 21, 2005
Dream House!
The listing popped up on our email Wednesday night and we barely thought twice about it. Both of us figured we were never going to find anything after striking out time after time. After being stood up (and lied to) for seeing a rental, we called our realtor to see if we could at least see the place even if we ended up not liking it.
As we pulled up to the townhouse, there were already 2 people waiting to look at the place ahead of us. Catherine, our realtor, came along and we waited patiently for our turn. As we stood there in the parking lot another gentleman pulled up and joined us in line. He was in the Air Force and was only looking for an investment property to rent out. He asked if we wanted the same from the home and we said "No, this is our first time buying a home." I felt a wave of nausea come over me when Catherine said this home already had two contracts on it.
Finally, our turn came to go in and I put my guard up just knowing I wouldn't like it. I immediately found out I was wrong. This was the home of our dreams. Catherdal ceilings in the great room, a fireplace with a cubby for the TV above it. Big picture windows, clean white walls. The dining room was the perfect size and it was next to an enormous kitchen with lots of counter space, even more cupboards and a pantry to boot. 1400 square feet of pure luxury.
The guest bedroom was in the back of the house and was bigger than our room here. A door to the backyard was in this room and we stepped out onto a huge deck - complete with hot tub. The yard was grass and MUCH larger than any of the other yards we'd seen, and it was the perfect place for Cody to run around. At this point I'm practically crying because I know in my heart that this is where I want to live.
We ventured upstairs where an open space loft greeted us before entering the master bedroom. It was the perfect place to set up an office and not have to use one of the bedrooms to do so. Patrick almost didn't let me in the master bedroom because he KNEW I'd start crying then. The room was spacious with two closets, a double sink vanity and the shower and toilet off on their own. There was even a linen closet, which we do not even have here. I could live in that bedroom and never emerge. Guests would have to come and visit me in my suite. It felt like I was in a dream.
We left there knowing that this was what we wanted, and offered $5K over the asking price -- which you have to do here if you want anything. Catherine enclosed a letter with our offer about how badly we wanted this home to be ours and tugged at their heartstrings by offering that we were a military family (the owners were too). We were the 5th contract at 8:00 last night and it seems as if we have pretty good shot, so this is where the prayers kick in. We know that God has a hand in this and everything happens according to His plan. If it was meant to be, it will happen. If not, we're okay with that.
I tossed and turned and barely slept a wink last night. I can hardly even shove breakfast down my throat because I'm nauseous just thinking about it. We should know something today, so until then I'll be the wreck sitting at her desk.
Praying hard...
As we pulled up to the townhouse, there were already 2 people waiting to look at the place ahead of us. Catherine, our realtor, came along and we waited patiently for our turn. As we stood there in the parking lot another gentleman pulled up and joined us in line. He was in the Air Force and was only looking for an investment property to rent out. He asked if we wanted the same from the home and we said "No, this is our first time buying a home." I felt a wave of nausea come over me when Catherine said this home already had two contracts on it.
Finally, our turn came to go in and I put my guard up just knowing I wouldn't like it. I immediately found out I was wrong. This was the home of our dreams. Catherdal ceilings in the great room, a fireplace with a cubby for the TV above it. Big picture windows, clean white walls. The dining room was the perfect size and it was next to an enormous kitchen with lots of counter space, even more cupboards and a pantry to boot. 1400 square feet of pure luxury.
The guest bedroom was in the back of the house and was bigger than our room here. A door to the backyard was in this room and we stepped out onto a huge deck - complete with hot tub. The yard was grass and MUCH larger than any of the other yards we'd seen, and it was the perfect place for Cody to run around. At this point I'm practically crying because I know in my heart that this is where I want to live.
We ventured upstairs where an open space loft greeted us before entering the master bedroom. It was the perfect place to set up an office and not have to use one of the bedrooms to do so. Patrick almost didn't let me in the master bedroom because he KNEW I'd start crying then. The room was spacious with two closets, a double sink vanity and the shower and toilet off on their own. There was even a linen closet, which we do not even have here. I could live in that bedroom and never emerge. Guests would have to come and visit me in my suite. It felt like I was in a dream.
We left there knowing that this was what we wanted, and offered $5K over the asking price -- which you have to do here if you want anything. Catherine enclosed a letter with our offer about how badly we wanted this home to be ours and tugged at their heartstrings by offering that we were a military family (the owners were too). We were the 5th contract at 8:00 last night and it seems as if we have pretty good shot, so this is where the prayers kick in. We know that God has a hand in this and everything happens according to His plan. If it was meant to be, it will happen. If not, we're okay with that.
I tossed and turned and barely slept a wink last night. I can hardly even shove breakfast down my throat because I'm nauseous just thinking about it. We should know something today, so until then I'll be the wreck sitting at her desk.
Praying hard...
Thursday, October 20, 2005
Half Day
I can hardly keep up with this thing anymore. It seems that life has become even too busy to sit down and write.
The bosses at work gave Personal Lines each 1 half day off free, and today I'm using mine. Patrick took the day off so that we can spend it together. We're having lunch at Cheeseburger in Paradise, then we're headed to look at a townhouse. After that we're hitting the gym, then Weight Watchers and then home to eat dinner. I love spending time with him even if it's running around like chickens with our heads cut off.
I've been working on a huge account at work, and by the sounds of it, I may get the deal. If I do, I will have contributed appx $20K to our bottom line this month alone! It's been a stressful couple of days getting everything together, and I'm not done yet. I'll use my whole morning to work on the rest of this. I hate doing sales and new business, but if I can keep getting clients like this, I don't mind it!
Patrick got his marks at work yesterday and they gave him two 7's (the highest you can receive)! He will get commendations to go in his record and the best part is that his spirits were totally uplifted by the fact that his boss really takes the time to evaluate people and not just write down a bunch of numbers. He has worked so hard and according to his superiors is "way beyond his pay grade". (Nice compliment, believe me!). So, we'll celebrate this weekend and have a great time.
The bosses at work gave Personal Lines each 1 half day off free, and today I'm using mine. Patrick took the day off so that we can spend it together. We're having lunch at Cheeseburger in Paradise, then we're headed to look at a townhouse. After that we're hitting the gym, then Weight Watchers and then home to eat dinner. I love spending time with him even if it's running around like chickens with our heads cut off.
I've been working on a huge account at work, and by the sounds of it, I may get the deal. If I do, I will have contributed appx $20K to our bottom line this month alone! It's been a stressful couple of days getting everything together, and I'm not done yet. I'll use my whole morning to work on the rest of this. I hate doing sales and new business, but if I can keep getting clients like this, I don't mind it!
Patrick got his marks at work yesterday and they gave him two 7's (the highest you can receive)! He will get commendations to go in his record and the best part is that his spirits were totally uplifted by the fact that his boss really takes the time to evaluate people and not just write down a bunch of numbers. He has worked so hard and according to his superiors is "way beyond his pay grade". (Nice compliment, believe me!). So, we'll celebrate this weekend and have a great time.
Thursday, October 13, 2005
This week started out promising and has continued to look up. On Monday, I was given my first raise at my job! My boss gave me nothing but praises and complimented me on my work ethic, my ability to start something and follow through, and the way I handle my clients. It was a great relief and much appreciated recognition. Gotta love more money!
Friday, October 07, 2005
Bring on the stress..
I am going to need to buy a case of Pepto and carry a bottle around with me constantly. Patrick and I decided that we are going to buy a house. We aren't the first people to buy a house, and we won't be the last, but holy cow...this is stressful. We have been preapproved for a mortgage and found out our credit has VASTLY improved over the last few years, which was a huge relief. We will not be overextending ourselves and relying on my salary to pay the mortgage, so we are going to stay a little cheaper than anticipated. I feel that's good because we can then use my money to make improvements and up the value of whatever we buy. The housing market is so hot down here that homes bought for $80K last year are now selling for $125K this year. We want to get in while the getting is good.
We're sticking with the condo/townhome idea and it seems to be working out well. Patrick has an appointment to see a place today while I'm at work. The sellers didn't want to show last night because they had just sat down for dinner. Understandable, but disappointing. As Sarah pointed out, they knew they'd sell the house in a snap either way so they can relax and turn some people down. 3 of the homes we were going to look at last night already had contracts on them. 1 had just been listed that day, and the other two were the day before.
I don't know how we're supposed to make a concious decision about a place if we can't "think" about it. The problem is if we like it, we gotta put an offer in that day. That's a little stressful to me, but if it will get us out of renting our stupid apartment, we'll make an offer.
Happy Friday!
We're sticking with the condo/townhome idea and it seems to be working out well. Patrick has an appointment to see a place today while I'm at work. The sellers didn't want to show last night because they had just sat down for dinner. Understandable, but disappointing. As Sarah pointed out, they knew they'd sell the house in a snap either way so they can relax and turn some people down. 3 of the homes we were going to look at last night already had contracts on them. 1 had just been listed that day, and the other two were the day before.
I don't know how we're supposed to make a concious decision about a place if we can't "think" about it. The problem is if we like it, we gotta put an offer in that day. That's a little stressful to me, but if it will get us out of renting our stupid apartment, we'll make an offer.
Happy Friday!
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